DiRAFT: Privacy-Aware Financial Transcript Synthesis from Aggregate Discourse Priors

Authors: Yunbai Zhang , Yunyi Gao , Han-Tai Shiao

View a PDF of the paper titled DiRAFT: Privacy-Aware Financial Transcript Synthesis from Aggregate Discourse Priors, by Yunbai Zhang and 2 other authors

View PDF

HTML (experimental)

Abstract: Using customer conversations to train and evaluate financial language models raises confidentiality concerns because non-public financial facts can remain after direct identifiers are masked. Synthetic transcripts offer an alternative data source, but their discourse fidelity and residual confidentiality risks require assessment. We introduce DiRAFT (Discourse Realization from Aggregate First-order Transitions), which extracts financial concept graphs and records the order in which concepts are first introduced. It pools adjacent concept transitions across training records and samples new graph plans from aggregate transition, starting-concept, and plan-length priors. A discourse layer guides text realization without supplying an individual source passage or graph. We assess privacy-related risks through two complementary evaluations: corpus-level structural overlap and source-grounded checks for specific non-public investor facts. The structural assessment covers two financial corpora and three generation backends. The confidential-fact assessment uses human review of 1,400 investor-call outputs across seven strategies and two backends. We also evaluate transition fidelity, content recoverability, and trajectory diversity. Stochastic sampling provides a favorable balance between transition fidelity and structural overlap, with consistent advantages over greedy and top-3 on investor calls. The confidential-fact assessment likewise detects fewer matches for stochastic sampling than these alternatives on both backends covered by the fact assessment. These complementary assessments provide empirical evidence on residual confidentiality risks without establishing a formal guarantee.

Comments:

21 pages. Accepted at the Financial AI Security, Privacy and Safety Workshop at ICAIF 2026 (non-archival)

Subjects:

Artificial Intelligence (cs.AI)

Cite as:

arXiv:2610.40938 [cs.AI]

(or

arXiv:2610.40938v1 [cs.AI] for this version)

https://doi.org/10.48550/arXiv.2610.40938

Focus to learn more

arXiv-issued DOI via DataCite (pending registration)

Submission history

From: Yunbai Zhang [ view email ]

[v1]

Thu, 29 Oct 2026 20:13:24 UTC (101 KB)

Full-text links:

Access Paper:

View a PDF of the paper titled DiRAFT: Privacy-Aware Financial Transcript Synthesis from Aggregate Discourse Priors, by Yunbai Zhang and 2 other authors

View PDF

HTML (experimental)

TeX Source

view license

Additional Features

Audio Summary

Current browse context:

cs.AI

< prev

next >

new

recent

| 2026-10

Change to browse by:

cs

References & Citations

SciX

Google Scholar

Semantic Scholar

export BibTeX citation

Loading...

BibTeX formatted citation

loading...

Data provided by:

Bookmark

Bibliographic Tools

Bibliographic and Citation Tools

Bibliographic Explorer Toggle

Bibliographic Explorer ( What is the Explorer? )

Connected Papers Toggle

Connected Papers ( What is Connected Papers? )

Litmaps Toggle

Litmaps ( What is Litmaps? )

scite.ai Toggle

scite Smart Citations ( What are Smart Citations? )

Code, Data, Media

Code, Data and Media Associated with this Article

alphaXiv Toggle

alphaXiv ( What is alphaXiv? )

Links to Code Toggle

CatalyzeX Code Finder for Papers ( What is CatalyzeX? )

DagsHub Toggle

DagsHub ( What is DagsHub? )

GotitPub Toggle

Gotit.pub ( What is GotitPub? )

Huggingface Toggle

Hugging Face ( What is Huggingface? )

ScienceCast Toggle

ScienceCast ( What is ScienceCast? )

Demos

Demos

Replicate Toggle

Replicate ( What is Replicate? )

Spaces Toggle

Hugging Face Spaces ( What is Spaces? )

Spaces Toggle

TXYZ.AI ( What is TXYZ.AI? )

Related Papers

Recommenders and Search Tools

Link to Influence Flower

Influence Flower ( What are Influence Flowers? )

Core recommender toggle

CORE Recommender ( What is CORE? )

Author

Venue

Institution

Topic

About arXivLabs

arXivLabs: experimental projects with community collaborators

arXivLabs is a framework that allows collaborators to develop and share new arXiv features directly on our website.

Both individuals and organizations that work with arXivLabs have embraced and accepted our values of openness, community, excellence, and user data privacy. arXiv is committed to these values and only works with partners that adhere to them.

Have an idea for a project that will add value for arXiv's community? Learn more about arXivLabs .

Which authors of this paper are endorsers? |

Disable MathJax ( What is MathJax? )